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The Fourth of July is, of course, an American holiday celebrating the birth of our nation by the signing of the Declaration of Independence in 1776. 2018 marks the 242nd anniversary of this civilization-shaping event. Though you can enjoy the usual celebratory rituals of cookouts, picnics and fireworks, it’s always important to stay appraised of your financial situation. The Fourth is a federal holiday so most businesses and schools will be closed for the day including most banks. This means if you want to deposit or withdraw money or are expecting a direct deposit stub to go through on the Fourth or the surrounding days, you may need to wait an extra day or so for your transaction to be processed.
Banks That Are Closed For The Fourth Of July
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Here’s a quick list of banks that will be closed in observance of Independence Day:
- Bank of America
- Bank of the West
- BB&T
- BBVA Compass Bank
- BMO Harris Bank
- Capital One Bank
- Chase Bank
- Citibank
- Citizens Bank
- City National Bank
- Comerica
- Fifth Third Bank
- First Citizen Bank
- Huntington National Bank
- Huntington State Bank
- HSBC
- KeyBank
- M&T Bank
- People’s United Bank
- Regions Bank
- PNC Bank
- Santander Bank
- SunTrust Bank
- TD Bank
- Union Bank
- U.S. Bank
- Wells Fargo
If you use a smaller, private bank or exclusively use an online bank or believe for whatever reason that your local branch will not be closed for the Fourth, it’s recommended that you check in with your bank a few days prior to get confirmation.
Other Upcoming Federal Holidays
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Here’s a quick list of other federal holidays on the horizon which will also see a measure of closings and likely some bank delays:
- Monday, September 3: Labor Day
- Monday, October 8: Columbus Day
- Monday, November 12: Veterans Day
- Thursday, November 22: Thanksgiving Day
- Tuesday, December 25: Christmas Day
- Tuesday, January 1: New Year’s Day
- Monday, January 21: Birthday of Martin Luther King, Jr.
- Monday, February 18: Washington’s Birthday
- Monday, May 27: Memorial Day
Most federal services are shut down on these dates.
