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Installing solar panels promises significant savings on electricity bills by harnessing the sun’s energy – an appealing proposition for many homeowners. Yet beneath this eco-friendly veneer lurks a troubling reality that one family discovered the hard way.
TikTok user A.J. McMullen (@authorajmcmullen) recently shared his family’s solar nightmare in a video that’s garnered over 405,000 views, calling it a “huge scam” and expressing bewilderment at the lack of public awareness.
“I’m just having a hard time understanding why there isn’t more people talking about this,” he begins.
McMullen’s ordeal started with a convincing pitch from a door-to-door salesman who claimed that “the state of Virginia has this program where they’re testing and going to pay for the solar panels to be installed on your house.” According to McMullen, the salesman insisted they’d only need to cover installation costs and could eliminate their electricity bills entirely.
The reality proved drastically different.
First, they needed an entirely new roof to support the solar panel system – an unexpected expense. Then came the loan terms. What was presented as a six-month payment-free period was actually accumulating interest the entire time, leaving them in a precarious financial position.
“If you pay extra on it, it really didn’t even matter because they lock you in for 20 years unless you have the amount of money to pay it off,” he explains. “And nobody just has that much money, tens of thousands of dollars just laying around.”
To make matters worse, the system they received lacks basic functionality expected from solar installations.
“They didn’t even give us battery backup,” McMullen notes. “If the power went out right now, we will lose power. If the power went out in the entire neighborhood, we will lose power in this house.”
A Widespread Problem
The unfortunate reality is that McMullen’s experience represents a well-documented pattern occurring nationwide. AARP explicitly warns that contrary to these sales pitches, “the government does not have any program that installs solar panels on the houses of Americans for free.”
The Better Business Bureau published a report in 2023 highlighting this exact scheme – predatory loans combined with incomplete installations and unfulfilled promises. These tactics have become so prevalent that the Consumer Financial Protection Bureau issued a statement in 2024 addressing how “some residential solar lenders are misleading homeowners about the terms and costs of their loans, misrepresenting the energy savings they will deliver, and cramming markup fees into borrowers’ loan balances.”
Experts recommend avoiding door-to-door solar salespeople entirely. Instead, use resources like the BBB to identify reputable companies, and ensure you thoroughly understand what you’re purchasing and the exact terms of any financing.
For those who believe they’ve been victimized, options include filing reports with the Federal Trade Commission, contacting the CFPB, submitting complaints to state consumer protection offices, and reaching out to the BBB.
@authorajmcmullen
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Consumers Share Similar Experiences
The comment section on McMullen’s video quickly filled with similar stories and warnings about door-to-door sales tactics.
“Just note anyone coming to your door other than delivering food, packages or mail is a scam,” one user cautioned.
Another commenter made an important distinction: “Solar panels are no a scam, it’s the people that are scamming you.”
Perhaps most concerning was the revelation about property transfers. “The loan also has to be transferred when you sell your house, so the new owner is not only buying a house but also buying your loan for the panels. I asked a LOT of questions both times they pitched me, and it just didn’t make sense for us. Sorry you got scammed,” explained a third commenter.
Despite the growing popularity of residential solar energy, these predatory practices continue to trap unsuspecting homeowners. The combination of complex financing, technical specifications, and misleading sales tactics creates a perfect storm for consumer exploitation.